( An ISO 9001:2015 Certified International Journal )

An International Peer Review Journal for Medical Science and Pharma Professionals

An Official Publication of Society for Advance Healthcare Research (Reg. No. : 01/01/01/31674/16)

World Journal of Advance Healthcare Research (WJAHR) has indexed with various reputed international bodies like : Google Scholar , Index Copernicus , SOCOLAR, China , Research Bible, Fuchu, Tokyo. JAPAN , Cosmos Impact Factor , Scientific Indexing Services (SIS) , UDLedge Science Citation Index , International Impact Factor Services , International Society for Research Activity (ISRA) Journal Impact Factor (JIF) , IFSIJ Measure of Journal Quality , Scientific Journal Impact Factor (SJIF) , International Scientific Indexing, UAE (ISI) (Under Process) , International Impact Factor Services (IIFS) , Web of Science Group (Under Process) , Directory of Research Journals Indexing , Scholar Article Journal Index (SAJI) , International Scientific Indexing ( ISI ) , Academia , Scope Database , 

ISSN 2457-0400

Impact Factor  :  6.711

News & Updation

  • Article Invited for Publication

    Dear Researcher, Article Invited for Publication  in WJAHR coming Issue.

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  • 6th International Conference on Human and Soci

    Venue:FCT Education Resource Center, Abuja- Nigeria                                        September 22-24, 2019


    JUNE 2024 Issue has been successfully launched on JUNE 2024.

  • .



    Venue: FCT Education Resource Center, Abuja-Nigeria

    September 22-24, 2019

  • New Issue Published

    Its Our pleasure to inform you that, WJAHR JUNE 2024 Issue has been Published, Kindly check it on

  • WJAHR: New Impact Factor

    WJAHR Impact Factor has been Increased to 6.711 for Year 2024.

Best Paper Awards

World Journal of Advance Healthcare Research (WJAHR)Honored the authors with best paper award, monthly based on the innovation of research work. Best paper will be selected by our expert panel.

Best Article of current issue

Download Article : Click here




Dibya Dey, *Dr. Dhrubo Jyoti Sen and Kushal Nandi


A digital wallet is a convenient and secure way to store and manage your payment information. With a digital wallet, you can make purchases online or in person without having to enter your payment details each time. You can also use your digital wallet to send and receive money, track your spending, and view your transaction history. Some digital wallets even allow you to earn rewards or cash back on your purchases. To use a digital wallet, you will need to create an account with a provider and link your payment methods, such as a credit or debit card. Once your account is set up, you can start using your digital wallet to make payments quickly and easily. Importance of Digital Wallets: Digital wallets, also known as e-wallets, have become a major part of modern technology. Many people use digital wallets for transactions rather than other payment methods. There are several reasons why digital wallets are so important. Digital wallets allow for faster, more convenient, and more secure transactions. They can help reduce the risk of fraud and other security threats. Digital wallets can also help users manage their finances more effectively. They are increasingly popular among consumers. Digital wallets eliminate the need for carrying a physical wallet for transactions. They allow users to send money to friends and family across the world. Digital wallets eliminate the need for a bank account for transactions. They are helping developing countries participate in the global finance market. There are three different types of digital wallets and they are as follows: Closed Wallet: Closed wallets are digital wallets that are created by companies that deal with products or services, and allow users to transact only with the issuer of the wallet or other users of the same wallet. Examples of closed wallets include Ola Money and Amazon Pay. Semi-Closed Wallets: Semi-closed wallets are digital wallets that allow users to make transactions at listed merchants and stores by making both online and offline payments. In order for merchants to accept payments from these wallets, they must sign an onboarding agreement with the issuer of the wallet. Paytm Wallet is an example of a semi-closed wallet. Open Wallets: Open wallets are digital wallets that can only be issued by banks or institutions partnered with another major bank. These wallets allow users to make the same transactions as semi-closed wallets, but also offer the additional feature of being able to withdraw money from ATMs.

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